Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"Richard Wylder and Tom are the only people I trust with the biggest investments I will make. My position was very complicated involving houses held in a limited company and buying a heavily leveraged Home. All the paperwork involved was bewildering, not that I did a thing ! Through the process the guys walked me through every step and now 2years on, we are extremely happy in our new home - awesome guys, just awesome!
Mr Brown
Equity release, often called a ‘lifetime mortgage’, gives you access to the tax-free cash locked in your home without the need to sell or move. You can either borrow against your home’s value or exchange part of it for a lump sum or regular income. Some plans even allow you to release additional funds later if needed. Equity release is available to homeowners aged 55 and over, whether you own your home outright or still have a mortgage (which must be repaid using the equity release funds).
Absolutely. We’re regulated by the Financial Conduct Authority (FCA), and as proud members of the Equity Release Council, we follow their strict customer protection standards. When you choose a lifetime mortgage through us, you’re guaranteed that neither you nor your estate will ever owe more than your property’s sale value, provided it’s sold for the best price possible.
The choice is yours! Whether it’s renovating your home, purchasing a new car, clearing debts, or simply enjoying a more secure retirement, equity release funds can help make it happen. The possibilities are endless.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership Greater Manchester, we specialise in offering personalised advice on mortgages and equity release. With years of experience, we aim to help you make confident decisions about your financial future. Whether you’re unlocking your home’s value or searching for the best mortgage deal, our guidance is always clear and straightforward.
Our mission is to help you achieve a secure financial future, and we’re here to support you every step of the way. With our friendly approach and professional expertise, we’re dedicated to making your journey smooth and stress-free.
We compare a wide range of plans to find one that suits your unique needs.
We take care of all the paperwork and admin, saving you time and hassle.
With a solid reputation for reliable advice and exceptional service, you can feel confident you’re in safe hands.
Here’s what to expect when you work with us for equity release, if you live in Greater Manchester.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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